Identifying Hazards

Every underwriter should have a good understanding of hazards. Does the building have a fire-protection system? How are flammable liquids stored? Does the building have a properly designed and maintained sprinkler system? Is the water supply adequate? Has the site installed cooking equipment and extinguishing systems properly? Does the property have crime deterrents in place?

When you’re underwriting a commercial property, everyone benefits when you give your insured recommendations for reducing hazards and improving protection deficiencies at the property.

Here you’ll find some specific areas where we’ve developed guidelines to reduce and/or eliminate hazardous conditions. Learn more about:

• Cooking Hazards — cooking equipment, exhaust systems, extinguishing systems, and more
• Flammable and Combustible Liquids — identifying liquids, storage, ignition sources, and more
• Commercial Property Crime — detecting conditions at the insured's property that could lead to crime and identifying the deterrents