Flammable and Combustible Liquids

As an underwriter, it's important for you to understand how a risk uses, stores, and maintains flammable and combustible liquids. Such knowledge is vital to your ability to identify possible dangers, evaluate the potential for loss, and successfully work with the insured to reduce or eliminate those hazardous conditions.

ISO considers flammable and combustible liquids, among other occupancy hazards, when developing specific property loss costs. For example, ISO examines:

• the kinds and amounts of liquid
• how the liquids are stored
• whether the facility has proper protection for the liquids

ISO's loss cost surveys include relative hazard analysis of construction, occupancy, protection, and exposure. For more information on hazards and loss costs, go to Loss Cost Reports.

The following ISO reports include information on flammable liquids:

• Sprinklered Property Report
• Multiline Report
• Rating Survey Detail Report
• Building Underwriting Report

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