Building Underwriting Report
ISO's Building Underwriting Report — available through the SPI Plus® system
— gives you extensive information on the construction, occupancy,
hazards, fire protection, and wind exposure of any risk in ISO's property information
database. The report provides the details you need to make accurate and
cost-effective underwriting decisions. It can also help you give your
insured recommendations for reducing hazards and improving protection
deficiencies at the property.
The report includes a wind-specific information section with data on enhanced BGII wind symbols, building construction, BCEGS scoring, roof and wall details, environment exposure, and wind loss history. The information can help you make informed decisions about the potential damage that wind can cause to your insured buildings and how to mitigate the exposure.
You'll also get a Property Characteristics Report with public-records data including tax and market sale information, location and site information, and specific property characteristics.
With the Building Underwriting Report, you can answer questions such as:
- How does the building compare with similar ones?
- What materials have the builders used?
- Are there hazards at the property?
- What fire safeguards exist?
Report supplements add value
ISO's property information database contains front and
rear building photos and diagrams for many of our 3 million listed buildings. The photos offer
up-close and detailed views, and the diagrams display room layout by
floor with all dimensions. High-resolution aerial imagery is also available. When you order a Building Underwriting
Report, we include ISO PhotoPak®, the Probable Maximum Loss (PML) Report, and InfoUSA Business Details Reports for up to four occupants.
The Building Underwriting Report includes information from ISO's LOCATION® databases:
- commercial territory codes — commercial property, commercial auto, and Group II zones
- commercial building-code information
- wind — distance to ocean or gulf, distance to nearest body of water, and names of the bodies of water
- CAPRiskTM
crime information — past, current, and forecasted crime scores for
eight crime types, aggregate crimes against persons, aggregate crimes
against property, and an overall crime-risk score
Follow the link for a sample Building Underwriting Report.
For more information . . .
. . . about ISO's Building Underwriting Report — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.
|
View the Wind Rating interactive brochure
