PreFlightTM:
Data and Analytic Tools to Make Intelligent Inspection Decisions
ISO's PreFlightTM is an automated system that helps you assess the value of conducting an on-site inspection for a particular risk.
PreFlight gives you the data and analytic tools to answer important questions, including:
- Should I spend money on an inspection?
- What kind of inspection should I order?
- To whom should I assign the job?
Consider the possibilities
An application shows a 2,500-square-foot house, but the tax-assessor data in PreFlight shows a house of 3,750 square feet. Worth inspecting for replacement cost?
An application shows a PPCTM Class 5 with masonry construction, but PreFlight shows a frame house in a Class 10 area. Inspect or reject?
PreFlight determines that you're underwriting a 50-year-old wood frame building exposed to wildfire. There's no hydrant service, and the nearest fire station is five miles away. Worth inspecting for brush clearance?
An application shows the risk is 2,100 feet from the ocean, but PreFlight determines it's also 200 feet from an inlet that directly fronts the ocean and in a BCEGSTM Class 9 community. Worth inspecting the construction
PreFlight determines your property risk is 25 years old. Worth ordering a roof supplement? Multiple data sources mean better decisions
PreFlight helps you consider important data sources and lets you build custom rules or scores. You can use data from:
LOCATION® — with information on fire protection, crime, wildfire exposure, windpool eligibility, distance to coastlines, and rating territories
A-PLUSTM — ISO's Automobile-Property Loss Underwriting Service — the first and largest property and liability claims database designed for insurance underwriters
ISO's PushPinTM database — property-characteristics data, including building type, year built, square footage, and construction
ISO statistics/analytics — the last five years of premium and loss experience by ZIP code, including loss ratios and claim frequency
Your own insurance application — data from your insurance application that you choose to supply
. . . and more.
For more information . . .
. . . about ISO's PreFlight — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.
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