ISO capabilities

Individual property risk — property-specific risk data on buildings and their occupants, as well as community information on fire protection and building codes

• Survey services
• Hazard information
• Fire protection
• Building-code information
• Replacement cost
• Commercial and residential properties
• Data confirmation and property revaluation
• Content database system
• Personal and commercial building information
• Commercial property information
• Property characteristics
• Commercial property metrics

Loss history information — commercial and residential property database of past claims

Coverage verification — policy-level risk information on current and previous coverages for homeowners underwriting, as well as foreclosure risk assessment

• Coverage Verifier
• CV Foreclosure Alert

Risk analytics for homeowners — powerful analytics for pricing refinement of homeowners risks

Portfolio management — tools to explore and analyze your portfolio and improve underlying exposure data

• GIS risk-management system
• Exposure data quality
• Homeowner insurance-to-value

Prefill solution — system that prefills information for a property insurance premium quote

Rate management — automated rate-management system for adopting, managing, and implementing ISO insurance program revisions

Underwriting and Rating

Articles

• Accuracy Matters: Gaining Perspective on Risk Using GIS
• Leveraging GIS Analytics for Improved Catastrophe Risk Management
• The New ABCs of GIS
• Geographic Information Systems Provide High-Value Technology for Risk Management
• Tracking Critical Industry Trends
• Best Practices for Managing Catastrophe Risk
• Understanding the Impact of the Current Economy on Property/Casualty Risk
• Prefill Provides Better Service, Lowers Operational Expenses, and Improves Premium Accuracy
• Back to Basics: Knowing the Risk
• Mortgage Fraud: Hidden Dangers for Property/Casualty Insurers
• The 2009 Atlantic Hurricane Season in Perspective
• LOCATION Analyst: A GIS Like No Other
• The Value of COPE Information for Insurers
• Rising Foreclosure Rates Produce Greater Risks for Insurers
• It Takes a Village: Effects of Community Attributes on Insured Loss
• Coping with Claim Surge
• ISO's Public Protection Classification (PPC™) Program: There's No Comparison
• Improved Building Codes Can Reduce Damage from Natural Disasters — and Lower Insurance Costs
• The impact of municipal fire protection and insured property loss on your book of business
• ISO's High-Risk Notification Service Alerts Insurers to Hazards
• ISO Commercial Property Training in Action
• Getting the Proper Credit: Information ISO Needs to Evaluate an Automatic Sprinkler System
• ISO Staff Trains in the Line of Fire

Studies

• Effective Fire Protection: A National Concern
• ISO's PPC Program: Helping to Build Effective Fire-Protection Services
• FireLine™: Pinpointing Losses in California Wildfires
• The Coastline at Risk: 2008 Update to the Estimated Insured Value of U.S. Coastal Properties
• Xactware's 2008 Property Report

Training

Newsletters

OnSite

A newsletter that focuses on ISO's property and liability services for individual risks

OnLocation

A newsletter that brings you important information about LOCATION® products and services, technical issues, customer case studies, and more

A-PLUS News

A newsletter from ISO's Automobile-Property Loss Underwriting Service (A-PLUSTM) — the first and largest property and liability claims database designed for insurance underwriters

CatWeek

A weekly e-newsletter from AIR Worldwide for catastrophe news and information

AIRCurrents

A monthly online magazine from AIR Worldwide on the latest scientific research on catastrophes, their impact on lives and property, and best practices for employing modeling results

For more, visit ISO Publications section.