When you're writing an insurance policy on a commercial or residential property, you want to know about your customer's past claims — or other losses at the same location. ISO's A-PLUSTM property database is your best source of underwriting information about those past claims.

With claims reports from more than 1,440 insurance companies — representing 95 percent of the industry's premium volume — A-PLUS is the largest source of property claims data for underwriting. In fact, the A-PLUS property database has more than twice as many contributors as our largest competitor.

And A-PLUS has the broadest mix of contributors, including FAIR plans, managing general agents, joint underwriting associations, and other insurance pools — as well as insurance companies of all sizes and types. That diversity gives you the most powerful tool for making underwriting decisions.

Here's how it works
When a person or business submits an insurance application to an A-PLUS participating insurer, the underwriter — or an authorized insurance agent — can request a search of the A-PLUS database. The request includes brief information about the applicant and the property location. The A-PLUS system then searches the database for previous claims filed by that person or business — or by other individuals or businesses at the risk location. The system summarizes the search results and returns a report to the underwriter or agent.

See a sample A-PLUS property report.

The information in an A-PLUS report can help your underwriter or agent estimate the level of risk — and how much issuing a policy to the particular applicant is likely to cost your company in the years ahead.

For more information . . .
. . . about A-PLUS — or to find out how your company or organization can participate — call Steven Craig at 201-469-3174, or send e-mail to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it . Or contact your local A-PLUS/ISO Passport® representative.