ISO Publications

ISO publications

ISO publishes studies and newsletters on important issues for the insurance industry and society as a whole. We include incisive analysis by ISO's actuaries and other experts. Regulators, legislators, and the public — as well as insurance company personnel — will find these materials valuable.

Click on the links below to read more and download in Adobe® PDF format.

Effective Fire Protection: A National Concern — explores how community growth can affect fire protection and how fire chiefs use PPCTM to help plan for, budget, and justify improvements
ISO's PPCTM Program: Helping to Build Effective Fire-Protection Services — explains how the PPC program helps communities improve their fire protection and how ISO's community outreach efforts help communities realize the economic benefits of improved public protection
FireLineTM: Pinpointing Losses in California Wildfires — describes how FireLine information correlated with burn areas in California wildfires throughout the past six years
Risk Metrics Validation Study — explains how the Interthinx® scoring system for mortgage risk exposure predicts nonperforming loans
The Interthinx® F.R.A.U.D. Report — describes the top ten "hot spots" for mortgage fraud for second-quarter 2009
Mortgage Fraud Risk Report – presents an in-depth analysis of U.S. residential mortgage fraud risk for fourth-quarter 2009
The Coastline at Risk: 2008 Update to the Estimated Insured Value of U.S. Coastal Properties — explores how the increase in the number and value of exposed properties in coastal states contributes to greater hurricane losses

Click on the links below to access other valuable reports:

Xactware's 2011 Property Report for the United States — analyzes how 2011 catastrophes (tornadoes, hurricanes, and wildfires) influenced the cost to rebuild across the country
Xactware's 2011 Property Report for Canada — discusses how the average cost to rebuild changed in each province in light of rising labor rates that led to an overall increase in reconstruction costs in many regions across Canada
Xactware's 2011 Property Report for the United Kingdom — examines construction trends in the U.K. in a weakened market that reduced the cost of many commonly used building materials throughout the country

Xactware's 2010 Property Report for the United States — provides information for professionals in the U.S. property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
Xactware's 2010 Property Report for Canada — provides information for professionals in the Canadian property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
Xactware's 2010 Property Report for the United Kingdom — provides information on construction rate changes in the U.K. property industry. The report also provides analysis by Xactware experts on trends in the construction, remodeling, and reconstruction sectors.
Xactware's 2009 Property Report for the United States — provides information for professionals in the U.S. property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
Xactware's 2009 Property Report for Canada — provides information for professionals in the Canadian property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in fuel costs, new construction, remodeling, and green building.
Xactware's 2009 Property Report for the United Kingdom — provides information on construction rate changes in the U.K. property industry. The report also provides analysis by Xactware experts on trends in the U.K. construction, remodeling, and reconstruction industries.
Xactware's 2008 Property Report — provides information for the property insurance industry on major trends in pricing and claims, and discusses market changes in fuel costs, new construction and remodeling, and green building
Xactware's 2007 Property Report — provides information for professionals in the property insurance industry on pricing trends and other factors that influence the value of a claim

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Fire Suppression Rating Schedule (FSRS) — manual containing criteria ISO uses in reviewing the firefighting capabilities of individual communities
Building Code Effectiveness Grading Schedule (BCEGS®) — manual containing criteria ISO uses to assess the building codes in effect in a community and how the community enforces its codes
Analyzing and Preparing for Multiple Event Seasons — explains how you can account for the probability of multiple events in a single year and techniques for insurance companies to improve catastrophe risk-management strategiesfuture

ISO PROPERTY Monthly Feature News

ISO Newsletters

OnSite

A newsletter that focuses on ISO's property and liability services for individual risks

Summer 2012 — read about our Enhanced Wind Rating Program and the newest ProMetrix® Building Overview Report

Spring 2011 — learn about Pictometry aerial imagery in SPI Plus® reports. Read about the ISOPAX® Network for your premium audit needs.
Fall 2010 —read about LOCATION Analyst Commercial and how it leverages ISO's property information database. Learn about green building risk concerns and the importance of automatic fire sprinklers
Spring 2010 — read about the ten things a commercial property underwriter needs to know and learn how the ProMetrix® API can automate your underwriting process
Winter 2009 — learn about ProMetrix — property metrics that help you assess, measure, and manage risk — and how we're rapidly expanding our commercial buildings database
Summer 2009 — learn how you can reduce potential for loss with Risk Improvement Statements. Read about risk-assessment surveys and what green building means to insurers
Fall 2008 — learn about the value of construction, occupancy, protection, and exposure information, and the newest SPI Plus business enhancements. Read about a customer ride-along and get a first-hand look at an ISO on-site survey
Summer 2008 — highlights include estimated replacement costs, ISO's PPC, and the new SPI Plus® Property Details Report
Fall 2007 — special double issue on how ISO and communities work together to improve hazard mitigation
Spring 2007 — learn about the SPI Plus Customer Education Program, FlightDeckTM property inspection management, and enhanced SPI Plus reports
Fall 2006 — inaugural issue highlights the hands-on training that ISO field representatives receive, our High-Risk Notification Service, and SPI Plus news

OnLocation

A newsletter that brings you important information about LOCATION® products and services, technical issues, customer case studies, and more

Spring 2012 — read about ISO Risk Analyzer® Personal Auto — the newest layer in LOCATION®. Learn how LOCATION Analyst can help you target claim activity and catastrophes that affect your portfolio
Fall 2011 — learn why LOCATION PPC is the best game in town, and read why insurers and communities value and use building codes
Winter 2011 — learn how LOCATION Analyst can profile your risks and read about the future of GIS; includes special pullout map section on managing hail risk
Summer 2010 — learn about new geographic services in LOCATION, and how you can analyze your book of business with GIS; includes special pullout map section
Winter 2010 — learn about LOCATION Analyst — ISO's spatial risk-management system for insurers — and how we've taken LOCATION PPC accuracy to a whole new level
Spring 2009 — learn how parcel-level mapping in LOCATION® helps insurers get rooftop accuracy, and how CV Foreclosure AlertTM lets insurers monitor foreclosure activity
Summer 2008 — learn how building-code, flood, wildfire, and natural catastrophe information helps insurers manage their exposure to loss, and read our exclusive interview with an ISO director on PPC
Fall 2007 — learn how LOCATION Crime Service can manage your crime exposure and how the enhanced FireLineTM Report analyzes wildfire risk in localized areas
December 2006 — focuses on the importance of water for insurers and the communities where we live
May 2006 — learn how ISO's products and services can give you the catastrophe information you need to make better business decisions; includes special pullout section on "A Decade of Natural Catastrophes"
December 2005 — find out how ISO works with leading GIS content providers to make LOCATION the industry's No. 1 GIS, and learn how we keep track of water-supply systems throughout the country
April 2005 — special issue on the ISO PPC program, LOCATION PPC Service, and ISO's Community Outreach Program
Fall 2004 — highlights include LOCATION services, FireLine, and building codes

A-PLUS News

A newsletter from ISO's Automobile-Property Loss Underwriting Service (A-PLUSTM) — the first and largest property and liability claims database designed for insurance underwriters

ISO ClaimSearch

A newsletter from ISO Claims Solutions to keep claims professionals informed about the industry

SIU:Searchline

A newsletter from ISO Claims Solutions developed for special investigation professionals — focuses on fraud-fighting tools and the concerns of the SIU community

CATWeek

A weekly e-newsletter from AIR Worldwide for catastrophe news and information

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AIRCurrents

A monthly online magazine from AIR Worldwide on the latest scientific research on catastrophes, their impact on lives and property, and best practices for employing modeling results

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ISO Publications