ISO Publications

ISO publications

ISO publishes studies and newsletters on important issues for the insurance industry and society as a whole. We include incisive analysis by ISO's actuaries and other experts. Regulators, legislators, and the public — as well as insurance company personnel — will find these materials valuable.

Click on the links below to read more and download in Adobe® PDF format.

• Effective Fire Protection: A National Concern — explores how community growth can affect fire protection and how fire chiefs use PPCTM to help plan for, budget, and justify improvements
• ISO's PPCTM Program: Helping to Build Effective Fire-Protection Services — explains how the PPC program helps communities improve their fire protection and how ISO's community outreach efforts help communities realize the economic benefits of improved public protection
• FireLineTM: Pinpointing Losses in California Wildfires — describes how FireLine information correlated with burn areas in California wildfires throughout the past six years
• Risk Metrics Validation Study — explains how the Interthinx® scoring system for mortgage risk exposure predicts nonperforming loans
• The Interthinx® F.R.A.U.D. Report — describes the top ten "hot spots" for mortgage fraud for second-quarter 2009
• Mortgage Fraud Risk Report – presents an in-depth analysis of U.S. residential mortgage fraud risk for fourth-quarter 2009
• The Coastline at Risk: 2008 Update to the Estimated Insured Value of U.S. Coastal Properties — explores how the increase in the number and value of exposed properties in coastal states contributes to greater hurricane losses

Click on the links below to access other valuable reports:

• Xactware's 2010 Property Report for the United States — provides information for professionals in the U.S. property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
• Xactware's 2010 Property Report for Canada — provides information for professionals in the Canadian property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
• Xactware's 2010 Property Report for the United Kingdom — provides information on construction rate changes in the U.K. property industry. The report also provides analysis by Xactware experts on trends in the construction, remodeling, and reconstruction sectors.
• Xactware's 2009 Property Report for the United States — provides information for professionals in the U.S. property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in new construction, remodeling, and green building.
• Xactware's 2009 Property Report for Canada — provides information for professionals in the Canadian property insurance industry on pricing trends and other factors that influence the value of a claim throughout the year. The report also discusses market changes in fuel costs, new construction, remodeling, and green building.
• Xactware's 2009 Property Report for the United Kingdom — provides information on construction rate changes in the U.K. property industry. The report also provides analysis by Xactware experts on trends in the U.K. construction, remodeling, and reconstruction industries.
• Xactware's 2008 Property Report — provides information for the property insurance industry on major trends in pricing and claims, and discusses market changes in fuel costs, new construction and remodeling,  and green building
• Xactware's 2007 Property Report — provides information for professionals in the property insurance industry on pricing trends and other factors that influence the value of a claim

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• Fire Suppression Rating Schedule (FSRS) — manual containing criteria ISO uses in reviewing the firefighting capabilities of individual communities

• Building Code Effectiveness Grading Schedule (BCEGS®) — manual containing criteria ISO uses to assess the building codes in effect in a community and how the community enforces its codes

• Analyzing and Preparing for Multiple Event Seasons — explains how you can account for the probability of multiple events in a single year and techniques for insurance companies to improve catastrophe risk-management strategiesfuture

ISO PROPERTY Monthly Feature News

• January 2012
• December 2011
• November 2011
• October 2011
• July 2011
• June 2011
• May 2011
• April 2011
• March 2011
• February 2011
• January 2011
• December 2010
• November 2010
• October 2010
• September 2010
• August 2010
• July 2010
• June 2010
• May 2010
• April 2010
• March 2010

ISO Newsletters 

OnSite

A newsletter that focuses on ISO's property and liability services for individual risks

• Spring 2011 — learn about Pictometry aerial imagery in SPI Plus® reports. Read about the ISOPAX® Network for your premium audit needs.
• Fall 2010 —read about LOCATION Analyst Commercial and how it leverages ISO's property information database. Learn about green building risk concerns and the importance of automatic fire sprinklers
• Spring 2010 — read about the ten things a commercial property underwriter needs to know and learn how the ProMetrix® API can automate your underwriting process
• Winter 2009 — learn about ProMetrix — property metrics that help you assess, measure, and manage risk — and how we're rapidly expanding our commercial buildings database
• Summer 2009 — learn how you can reduce potential for loss with Risk Improvement Statements. Read about risk-assessment surveys and what green building means to insurers
• Fall 2008 — learn about the value of construction, occupancy, protection, and exposure information, and the newest SPI Plus business enhancements. Read about a customer ride-along and get a first-hand look at an ISO on-site survey
• Summer 2008 — highlights include estimated replacement costs, ISO's PPC, and the new SPI Plus® Property Details Report
• Fall 2007 — special double issue on how ISO and communities work together to improve hazard mitigation
• Spring 2007 — learn about the SPI Plus Customer Education Program, FlightDeckTM property inspection management, and enhanced SPI Plus reports
• Fall 2006 — inaugural issue highlights the hands-on training that ISO field representatives receive, our High-Risk Notification Service, and SPI Plus news

OnLocation

A newsletter that brings you important information about LOCATION® products and services, technical issues, customer case studies, and more

• Fall 2011 — learn why LOCATION PPC is the best game in town, and read why insurers and communities value and use building codes
• Winter 2011 — learn how LOCATION Analyst can profile your risks and read about the future of GIS; includes special pullout map section on managing hail risk
• Summer 2010 — learn about new geographic services in LOCATION, and how you can analyze your book of business with GIS; includes special pullout map section
• Winter 2010 — learn about LOCATION Analyst — ISO's spatial risk-management system for insurers — and how we've taken LOCATION PPC accuracy to a whole new level
• Spring 2009 — learn how parcel-level mapping in LOCATION® helps insurers get rooftop accuracy, and how CV Foreclosure AlertTM lets insurers monitor foreclosure activity
• Summer 2008 — learn how building-code, flood, wildfire, and natural catastrophe information helps insurers manage their exposure to loss, and read our exclusive interview with an ISO director on PPC
• Fall 2007 — learn how LOCATION Crime Service can manage your crime exposure and how the enhanced FireLineTM Report analyzes wildfire risk in localized areas
• December 2006 — focuses on the importance of water for insurers and the communities where we live
• May 2006 — learn how ISO's products and services can give you the catastrophe information you need to make better business decisions; includes special pullout section on "A Decade of Natural Catastrophes"
• December 2005 — find out how ISO works with leading GIS content providers to make LOCATION the industry's No. 1 GIS, and learn how we keep track of water-supply systems throughout the country
• April 2005 — special issue on the ISO PPC program, LOCATION PPC Service, and ISO's Community Outreach Program
• Fall 2004 — highlights include LOCATION services, FireLine, and building codes

A-PLUS News

A newsletter from ISO's Automobile-Property Loss Underwriting Service (A-PLUSTM) — the first and largest property and liability claims database designed for insurance underwriters

• October 2010
• May 2010
• December 2009
• July 2009
• March 2009
• October 2008
• May 2008
• October 2007
• August 2007
• April 2007
• October 2006

ISO ClaimSearch

A newsletter from ISO Claims Solutions to keep claims professionals informed about the industry

• October 2010
• April 2010
• Fall 2009
• Summer 2009
• Fall 2008
• Summer 2008
• Spring 2008
• Fall 2007
• Summer 2007

SIU:Searchline

A newsletter from ISO Claims Solutions developed for special investigation professionals — focuses on fraud-fighting tools and the concerns of the SIU community

• January 2011
• Summer 2010
• Winter 2009
• Fall 2009
• Summer 2009
• Fall 2008
• Summer 2008
• Spring 2008
• Fall 2007

CATWeek

A weekly e-newsletter from AIR Worldwide for catastrophe news and information

• Latest issue

AIRCurrents

A monthly online magazine from AIR Worldwide on the latest scientific research on catastrophes, their impact on lives and property, and best practices for employing modeling results

• Latest issue