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Dealing with Postcatastrophe Fraud
In the face of the financial crisis now affecting the United States, the industry expects fraudulent claim activity to increase. Read about how insurers can recognize and manage fraudulent claims in the postcatastrophe environment.
LOCATION Analyst: A GIS Like No Other
Insurers are looking for ways to spatially explore and analyze vast amounts of policy and claims data so they can make intelligent risk-management decisions. Learn about ISO’s new GIS risk-management tool to help you analyze your books of business for underwriting, ratemaking, catastrophe assessment and response, customer service and retention, and hazard mitigation.
The Value of COPE Information for Insurers
How does the building you’re insuring compare with similar ones? Are there hazards at the property? What fire safeguards exist? Read about how ISO’s databases of information on construction, occupancy, public and private fire protection, and exposure (COPE) help you make the right business decisions.
Rising Foreclosure Rates Produce Greater Risks for Insurers
The housing bubble burst in 2007, and since then the housing market has been in a crisis of historic proportions. In 2008, 2.3 million properties were in foreclosure, an 81 percent increase over 2007. Read about the risks insurers face during the foreclosure process and how they can mitigate those risks.
It Takes a Village: Effects of Community Attributes on Insured Loss
There are many individual attributes with varying degrees of positive or negative effects that combine together into an overall risk equation — called the “village effect.” Read about the relationship between community attributes, such as firefighting, flood mitigation, and building-code enforcement, and insured loss frequency and severity.
A Closer Integration of Catastrophe Risk Management and ERM
As enterprise risk management (ERM) continues to gain prominence in the insurance industry, players of all sizes and in all market segments are either launching ERM initiatives or refining current practices. Learn how insurers are incorporating ERM and cat risk management practices into their business — to achieve more stable financial results.
Managing Cat Risks More Effectively
In recent years, hurricanes and tornadoes — along with earthquakes, windstorms, wildfires, and flooding — have caused record losses for insurance companies and for society as a whole. Read about ways insurers are assessing and managing risk to help reduce losses.
Coping with Claim Surge
The disastrous results of hurricanes like Katrina and Ike, as well as other catastrophes, punctuate the need for insurers to rethink their approach to claims processing. Read about some of the ways insurers are expediting the process.
High-Quality Exposure Data is the Key to Effective Catastrophe Risk Management
High-quality exposure data is essential for effective catastrophe risk management, improved underwriting, and reinsurance decisions. Learn what insurers can do to improve exposure data quality and enhance their catastrophe models.
ISO’s Public Protection Classification (PPC™) Program: There’s No Comparison
ISO conducts on-site assessments of and collects information for more than 46,000 fire protection areas across the United States. Read our interview to get a behind-the-scenes look at PPC and the underlying data that goes into it.
Improved Building Codes Can Reduce Damage from Natural Disasters — and Lower Insurance Costs
Mitigation measures are effective in reducing building damage and economic losses. Learn how municipalities who are committed to building-code enforcement demonstrate better loss experience when a catastrophe strikes.
The Evolving Impact of Green Building
Consumers looking to build or remodel are finding more and more reasons to go green. Read about the effects of green building on property insurers and building owners, and the impact on claims costs and underwriting. | 
