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Howard Waldrop, AVP
Property Market Segment

Feel free to ask Howard questions and give him your ideas using this form.

FOCUS ON:

Ten things a commercial underwriter needs to know

When you’re underwriting or rating a commercial property, there are many important factors to consider. ISO has developed its own “top ten” list to ensure the consistent analysis of properties we survey, help you mitigate hazards and reduce deficiencies, and improve your bottom line. We’re up to #5. Check back in this space every week as we continue our countdown to #1. »More

Feature Story

Tracking Critical Industry Trends

by MIke Fulton

During the past few years, changes in construction rates, claim trends, and property market values have experienced shifts that require property insurance professionals to reevaluate long-standing assumptions about calculated risk levels. Access to reliable costs of labor, material, and equipment, as well as real-time information on industry trends can help insurers effectively navigate the challenging economy. »Full story

The Value of COPE Information for InsurersBest Practices for Managing Catastrophe Risk
Natural catastrophes such as earthquakes, hurricanes, tornadoes, wildfires, and winter storms can jeopardize the financial well-being of an otherwise stable, profitable company. Catastrophe models are tools that help risk managers effectively assess catastrophe risk and make informed risk management decisions. By incorporating the results of catastrophe models, best practices can enable risk managers to take greater control of the risk transfer process and make the best and most cost-effective decisions.

Back to Basics: Knowing the Risk Prefill Provides Better Service, Lowers Operational Expenses, and Improves Premium Accuracy
It’s no secret that insurance is an intensely competitive business. The property/casualty industry spends more than $4 billion annually in clever advertising campaigns vying for consumers seeking lower rates, better coverage, or better service. But enticing prospects into making that first call for an insurance rate quote is only the beginning of the challenge. The market leaders have also learned that streamlining the quote process can yield measurable competitive advantages in terms of a better customer experience, lower operational expenses, and improved premium accuracy.

LOCATION Analyst: A GIS Like No OtherLOCATION Analyst: A GIS Like No Other
Insurers are looking for ways to spatially explore and analyze vast amounts of policy and claims data so they can make intelligent risk-management decisions. Learn about ISO’s new GIS risk-management tool to help you analyze your books of business for underwriting, ratemaking, catastrophe assessment and response, customer service and retention, and hazard mitigation.

ISO Property published articles

capabilities

Compliance and Reporting Compliance and Reporting
Underwriting and Rating Underwriting and Rating
Catastrophe Management Catastrophe Management
Claims and Fraud Management Claims and Fraud Management
Workflow Management Workflow Management
Consulting Services Consulting Services

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Press

ISO and AER Team Up to Deliver Weather Forensic Reports through ISO ClaimSearch
July 21, 2010

AIR Worldwide Releases Next Generation U.S. Hurricane Model
July 19, 2010

AIR Worldwide Crop Modeling Team Secures First Place at Commodity Trading Competition
July 1, 2010

» More ISO news