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Green Building Article Series
Read the fifth article in the five-part 360Value Green Building Article Series, Shades of Green: Green Certifications and Greenwashing and learn about green building certifications and the deceptive practices of some companies claiming to be green.

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Feature Story

The 2009 Atlantic Hurricane Season in Perspective

by Dr. Peter S. Dailey

Hurricane Bill — the first and strongest Atlantic hurricane of the 2009 season

November 30 marked the official end of the Atlantic hurricane season. With nine named storms, including three hurricanes, and no U.S. landfalling hurricanes, this season was the second quietest since 1995, the year the present period of above-average sea surface temperatures (SSTs) began. With no U.S. landfalling hurricanes in 2009, but a near miss in the Northeast, 2009 reminds us yet again of the dramatic short term variability in hurricane landfalls, regardless of whether SSTs are above or below average. Full story

Dealing with Postcatastrophe Fraud
In the face of the financial crisis now affecting the United States, the industry expects fraudulent claim activity to increase. Read about how insurers can recognize and manage fraudulent claims in the postcatastrophe environment.

LOCATION Analyst: A GIS Like No Other
Insurers are looking for ways to spatially explore and analyze vast amounts of policy and claims data so they can make intelligent risk-management decisions. Learn about ISO’s new GIS risk-management tool to help you analyze your books of business for underwriting, ratemaking, catastrophe assessment and response, customer service and retention, and hazard mitigation.severity.

Rising Foreclosure Rates Produce Greater Risks for Insurers
The housing bubble burst in 2007, and since then the housing market has been in a crisis of historic proportions. In 2008, 2.3 million properties were in foreclosure, an 81 percent increase over 2007. Read about the risks insurers face during the foreclosure process and how they can mitigate those risks.